About Us

OneFamilyMD has a smaller panel of patients than a traditional practice,
so Dr. Ragland is able to provide you the level of personal care you deserve.


Dr. Ragland (also known as Dr. Tracy) was born and raised in a small town in central Kentucky.  She earned her medical degree in 1994 and completed post-graduate training after serving as Chief Resident at the University of Louisville School of Medicine in 1998. Dr. Tracy is board certified in Internal Medicine, Pediatrics, and Addiction Medicine, and has been in private practice in Crestwood, Kentucky for 23 years.  In 2015, she established OneFamilyMD, dedicating it to patients and families who value a relationship with a personal physician striving to provide excellent, individualized medical care in a relaxed and service-oriented environment.

Dr. Ragland has been involved in local community service throughout her career.  Soon after joining a medical group where she practiced for 17 years, she and her partners began serving as gratis faculty at the University of Louisville, an appointment that involved teaching clinical skills to physicians in training at their private office over many years.  She was active on the Greater Louisville Medical Society Board from 2012 to 2016 and also served on the local Oldham County Board of Health from 2015 to 2020.  Dr. Tracy has been very active in medical advocacy in Kentucky, particularly in the area of improving access to care in underserved areas of the state. The Kentucky Chapter of the American College of Physicians presented her with the Community Service Award in 2013, and in 2014 she was honored to be commissioned a Kentucky Colonel and receive the Kentucky Academy of Pediatrics Distinguished Service Award for her efforts.  Dr. Ragland has been recognized locally as a “Louisville Top Doc” by her peers.

In her spare time Dr. Tracy enjoys reading, gardening, lake activities, and spending time with family and friends.


Direct Primary Care (DPC) is an innovative model of care that blends the benefits of old fashioned medicine and modern healthcare. Founded in Washington state in 1997 as a way to provide “concierge care for everyone,” it has evolved and is growing in popularity with practices in over 40 states in the US. Direct Primary Care is affordable.  Health Savings Accounts and Flexible Spending Accounts can be used to help pay for DPC services, and many employers throughout the country are offering DPC as an employee benefit because they see the advantages.

For about the cost of a Smartphone, you can enjoy comprehensive, high quality care that is also convenient and hassle-free, with exceptional access to your doctor. Traditional insurance based primary care practices are very expensive to operate because of the administrative costs related to tedious and time-consuming insurance and government-related paperwork and regulations that do not improve patient care – in fact, they often disrupt and harm care significantly. The precious time, energy, and resources saved by eliminating unnecessary red tape are spent on your needs.

Operating on a monthly fee also allows your doctor to focus on a smaller number of patients. In an individualized way, you will receive all the time you need with the doctor, your care will be meaningfully coordinated with specialists, hospitals and others that may be involved in your care, and you will have the opportunity to enjoy savings on wholesale medications, labs and other services. Collaboration with insurance companies will be necessary at times, and DPC doctors can do this when necessary.

Access to experienced insurance specialists who can help individuals and employers find high value insurance plans that work well with Direct Primary Care can lead to remarkable savings as well, often more than enough to offset the cost of practice membership. DPC doctors regularly work with these insurance experts.

Have more questions on Direct Primary Care and Dr. Ragland’s practice? Go here for answers or click the links below to read more.

  1. “Direct Primary Care and Concierge Medicine: They’re Not the Same” – KevinMD
  2. “Five Ways Small Businesses Can Slash Healthcare Costs” – CNBC